FAMILY & LIFESTYLE
Review your eligibility for benefits programs and get organized for the year.
Winter 2023 market closures
Jan. 16: Martin Luther King Jr. Day
Feb. 20: Presidents Day
Dates to remember
For deadlines that fall on a weekend, action may need to be taken by the preceding weekday.
Jan. 18: Fourth quarter 2022 estimated tax payments are due, if required.
Jan. 31: Raymond James mails year-end retirement tax forms for 1099-R and 5498, if applicable.
Feb. 15: Raymond James begins mailing 1099 tax statements.
Feb. 28: Raymond James mails amended 1099s and those delayed due to specific holdings and/or income reallocation.
March 15 is the final day to mail any original 1099s and continued amended 1099s as needed.
Things to do
Cozy up safelyHeating causes 27% of structure fires during winter, so it’s a key time to check the batteries in your smoke and carbon monoxide detectors – and call the chimney sweep for a fireplace cleaning. Source: FEMA
Withdrawals from tax-deferred accounts may be subject to income taxes, and prior to age 59 1/2 a 10% federal penalty tax may apply. Investment products are: not deposits, not FDIC/NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk and may lose value. © 2022 Raymond James & Associates, Inc., member New York Stock Exchange/SIPC. © 2022 Raymond James Financial Services, Inc., member FINRA/SIPC. Raymond James financial advisors do not render legal or tax advice. Please consult a qualified professional regarding legal or tax advice. 22-BDMKT-5632 AB 9/22