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One of the greatest things to achieve in one's life is purpose. So when it comes to investing and growing your money, being purposeful with your choices is important. We're driven by our goal of embarking on your future with your needs and wants at the helm. With decades of experience under our belts, allow us to guide you on your ultimate journey. 

Our hope for every one of our clients is that after each meeting, you’ll feel more confident and rest assured that your money is here to be an engine of opportunity.

John Anderson  Photo John Anderson  Hover Photo

John Anderson

Branch Manager, Financial Advisor
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john.a.anderson@raymondjames.com 


As branch manager, John has been advising and building trustworthy relationships with his clients for over 39 years. A consummate professional in his craft, he is dedicated to enhancing his client's wealth through assessing their needs, risk tolerance, and current cash flow. He offers a full range of financial services, from retirement to education, with a developed focus on high net worth, fixed income, estate planning, and asset diversification. With a business/economics degree from the University of Minnesota-Morris, and a graduate of St. Olaf's Minnesota School of Banking, his in-depth knowledge knows no bounds. Before joining Raymond James in 1998, he was the Vice President for Norwest Bank, prospecting and managing their commercial loan portfolio. 

John grew up in Olivia, Minnesota and currently resides in Andover with his wife, Mary Sue. Through high school and college, he participated in baseball, football, tennis, and basketball. He has been involved in the Fellowship of Christian Athletes in high school, sat on the board of the Anoka County Humane Society, contributed as a member of the Spring Lake Park Lions and Anoka County Chamber of Commerce, was a former board member and past president of the Bunker Hills Men's Golf Club, as well as being the founder and current President of the Olivia Class of 1977 Memorial Scholarship Fund. Golf has played an integral role in John's life, and he currently holds the title of eight-time Bunker Hills Men's Club Champion, seven-time Bunker Hills Men's Club Senior Club Champion, 2009 Minnesota State Senior Open Champion, 2009 Minnesota Public Golf Senior Amateur Champion, 2014 & 2018 U.S.G.A. Senior Amateur Qualifier/Participant, and 2016 Minnesota Golf Association Senior Player of the Year.


"Positive attitudes help produce positive results."


Mike Kaiser  Photo Mike Kaiser  Hover Photo

Mike Kaiser

Branch Manager, Financial Advisor
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mike.kaiser@raymondjames.com 


A Raymond James advisor since 2002, Michael's areas of expertise include retirement and goal planning with budgeting strategies in mind. As a big believer in discipline, he works with his clients to create healthy long-term habits that will set the stage for future financial prosperity. He understands the importance of client education and strives to inform as well as advise. Throughout his many years in the business, and before coming to Raymond James, he held positions as a financial advisor at Twin Cities Securities, R.J. Steichen, Principal Financial, and Miller Johnson Steichen & Kinnard inc. A Winona State University business/economics graduate, Michael continued his education through taking and passing his Series 7, 65, 63, 9 & 10 tests, as well as obtaining his branch manager's license. He is also a Ramsey Solutions SmartVestor Pro. Michael is also a proud Klemmer & Associates graduate in leadership and development.  

Growing up in Mounds View, Michael went to Irondale before eventually graduating from Osseo high school. In his spare time, he is a football coach at Forest Lake High School, as well as a freelance running coach and pacer with the Lost Dog Pacers. Mike and his wife Sonja are also the founders of a non-profit group: The Forest Lake Area Good Samaritans. He has competed in 58 marathons as a runner, with six of those being the Boston Marathon and one being an Ultra Marathon. When not running, he spends his time on home improvement projects, traveling, classic cars, and spending time with his children, Samantha, Benjamin, Gabby, Antonio & Elena, and pet dog Bear and cat Macy. 

SmartVestor™ is an advertising service for investing professionals. Advertising fees are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investing or other professional advice. Ramsey Solutions does not receive, control, access, or monitor client funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of SmartVestor Pros and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk. Any services rendered by SmartVestor Pros you contact are solely that of the SmartVestor Pro. Raymond James Financial Services does not endorse and is not associated with Dave Ramsey or the SmartVestor program.


"Investing is similar to running a marathon, you make many small deposits in an effort to create a large achievement."


Nicholas Bednarczyk, CFP® Photo Nicholas Bednarczyk, CFP® Hover Photo

Nicholas Bednarczyk, CFP®

Financial Advisor, CERTIFIED FINANCIAL PLANNER™
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nick.bednarczyk@raymondjames.com 


With over 19 years of experience, Nicholas strives to utilize his strength of relating to his clients personally to advise and educate them on their financial options. He prides himself on working with clients to establish long-lasting and mutually beneficial relationships, keeping the client's goals and objectives at the heart of his advice. His expertise lies in pre-retirement, retirement and education planning; setting realistic expectations with clients through open and honest lines of communication. Starting in 2000, Nicholas has worked for the likes of American Express, Taurus Financial, and Wealth Enhancement Group before coming to Raymond James in 2009. A marketing/business graduate of Totino Grace, the University of St. Thomas and Bemidji State University, he continued his education by completing the Series 7 & 66 tests as well as becoming licensed with Minnesota Life & Health. 

Born and raised in Andover, he and his wife Kari, an occupational therapist at Anoka Hennepin schools, and their two children, Bennett and Andrew, currently reside in Andover with their black lab Gilda. Nicholas is highly active in the community through his involvement in the Coon Rapids Rotary, serving as the President. He also holds a position on the Emma B. Howe YMCA Community Board, is active with Stepping Stone Emergency Housing and as well as the St. Stevens Catholic Church where he and now his two children attend school. His hobbies include supporting his children's baseball, soccer and golf ventures, snowmobiling, fishing, hunting, boating, bicycling, golf and planting/landscaping.


"Simply treat people with respect and good things will happen."



Danielle Anderson  Photo Danielle Anderson  Hover Photo

Danielle Anderson

Client Services Manager, RJFS
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danielle.anderson@raymondjames.com 


Passionate and motivated, Danielle provides exceptional assistance to our clients as well as our sales staff and financial advisors. She has consistently demonstrated her skill for helping others achieve their financial goals. Her strong background in customer service started in high school as a busser/host at the old The Seasons Restaurant at Bunker Hills Golf Course. She continued to dedicate herself to serving others through her career and personal endeavors while studying at the University of Wisconsin-Stout. After graduating in 2014 with a major in Human Development & Family Studies, Danielle worked as an assistant teacher at the Anoka-Washington County Head Start, a pre-school education program for low-income families before joining our team in 2016. 

She enjoys reading, dancing, sewing, and spending quality time with her rescue dogs Lightning and Stormie. A native of Andover, she currently resides with her younger sister Kirsten Anderson and her friend from college Caitlyn. 


"Motion equals emotion."

Kirsten Anderson  Photo Kirsten Anderson  Hover Photo

Kirsten Anderson

Branch Director of Client Experience
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kirsten.anderson@raymondjames.com 


A committed self-starter with a creative and innovative way of crafting a unique client experience, Kirsten helps clients feel a part of the Raymond James Riverdale family. Preoccupied with dovetailing her skills with the company's mission to serve clients, she enjoys the challenges that her position poses every single day. Kirsten has held various positions before this at companies such as Events & Adventures and the Minnesota Racing Commission. She holds an Animal Science degree from the University of Minnesota, with an emphasis on equine business. 

Kirsten currently lives with her older sister Danielle, her cat Cai, and multiple crested geckos which she breeds in Andover. A well-rounded individual, she enjoys riding and competing in hunter/jumper competitions on her off the track Thoroughbred gelding Mako or her Dutch Warmblood filly Kali. She also competes in powerlifting, travels, and regularly dances bachata, Brazilian zouk, and salsa. She's also an avid horse racing fan and was the 2017 Minnesota Harness Racing Ambassador. 


"Impossible? Things are happening every day."

Courtney Pepin Photo Courtney Pepin Hover Photo

Courtney Pepin

Client Services Assistant
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courtney.pepin@raymondjames.com 


Courtney joined the Raymond James Riverdale team in November 2019 as a receptionist. She has a desire to help others achieve their financial goals and hopes to grow with the Riverdale team. A bright light, she brings her compassion, positive attitude, and cheerfulness to work daily. She is currently attending Anoka Ramsey Community College in pursuit of a bachelor’s degree in business.

Born and raised in the small town of Cambridge, Courtney has a passion for the outdoors. She enjoys exploring different state parks as well as traveling around the United States and abroad. Her favorite experiences so far have been in Canada and Australia. 

At Raymond James Riverdale, we’ve created a culture and atmosphere that eliminates any potential negative feelings you have about money by showing you that there’s really nothing to be afraid of. When you step foot into our office, we want you to immediately feel a sense of confidence because the minute you walk through our doors, you’re already on the fast track to living a more successful and enjoyable life.


Benefits of Working With Us

Like you, we’ve made financial mistakes too.

No one is perfect, and we don’t expect you to be either. We strive to create an open, nonjudgmental space where you can share your concerns and worries without feeling embarrassed or less than you’re worth. Every one of us understands that managing your money is a huge responsibility, and we value having the opportunity to take some of the responsibility off your shoulders.

Our goal is for you to understand and apply that knowledge. 

Through ongoing guidance and education, you’ll gain the confidence you need to make some of these decisions on your own. Of course, we’ll be here to guide you every step of the way, but throughout our partnership, we want to provide you with the knowledge and tools you need to manage your finances on your own as much as possible so you feel empowered to take control of your financial future.

We strive to exceed your expectations every day.

While our efforts will be focused on helping you achieve your objectives, our ultimate goal is for you to surpass them. After all, you’re investing time, money and energy into working with us, and we want to make sure you’re getting maximum value out of our relationship. Throughout our time together, we’ll be constantly looking for new ways to get you closer to where you want to be.

Our proud partner

When Bob James founded Raymond James, he did so based on a belief that clients deserved more than help with investment decisions, they needed advice that considered their entire financial picture.

Today, that client-focused approach has extended to serve client accounts through 8,100 financial advisors in the United States, Canada and overseas. Further, the company has expanded through the years to serve corporations, institutions and municipalities through significant capital markets, banking and asset management services.

We have always been a different kind of financial services firm, embracing long-term planning, valuing methodical decision-making and remaining focused on what matters most: You.


Providing you with the knowledge and resources you need to be successful is what we do best. We are committed to delivering recommendations that solely serve your best interests. There’s a lot of technical jargon in this industry, and we want to make sure the solutions we create are easy-to-understand so you can apply our insights throughout your day-to-day life.

We are firm believers that anything is possible, and whatever challenges that come up along the way simply exist to guide us in the right direction. When it comes to financial planning, you can only be so proactive. However, by putting strategic measures into place, you’re able to overcome any issues and obstacles with ease and confidence. Explore the different scenarios you might find yourself in — and the solutions we would recommend.

Situation

Solution

You need some hands-on guidance on which investment strategies are right for you.Investment Management
Accomplish your short- and long-term objectives with an investment portfolio tailored according to your unique risk profile.
You’re in the middle of your career, just started a family and have assets all over the place that need some organization. Retirement Planning
Social Security, pension, stocks and more. We’ll identify all potential sources of income so you can look forward to your life past your employment. 
Now that you’re getting older, you want to review your current policies and see if others better suit your needs.Insurance Alternatives
Our access to some of the top providers in the country enables us to hand-pick the insurance solutions that offer the most value at a price that’s right for you.



Our knowledge and insight enables us to craft an investment portfolio uniquely tailored to you. Through ongoing collaboration and monitoring, our team is able to discover new avenues for you to invest your wealth and accomplish your goals. In addition to managing your investments, we’ll educate you on the rationale behind each investment decision so you’re well-versed in the logic of our approach.  

When you work with us, we will:

Identify Your Short- and Long-Term Objectives
As these objectives change, we’ll strategically adjust our approach according to the current state of the market so you continue to generate returns.

Determine Your Optimal Risk Tolerance
Through a series of questions, we’ll pinpoint the exact amount of risk needed for you to achieve your goals and remain confident in our services. 

Follow a Timeline That’s Right For You
After outlining your objectives, we’ll design a strategy that aligns with your optimal timeline for achieving your returns.  

Raymond James Freedom

Find your freedom. At Raymond James Asset Management, we spend our days deep in the details of creating and managing successful investment portfolios so you don’t have to. With our Freedom portfolios, you have the flexibility to choose from a range of carefully constructed portfolios that align with your specific financial goals. And, by discussing your needs with your financial advisor, you’ll be sure to find the right portfolio fit to meet your long-term goals and get closer to living the life you’ve envisioned.

Learn about Raymond James Freedom accounts here. 

Let's Discuss

Whether you’re five years away from retirement or 20 years away from retirement, we’ll help guide you through the steps necessary to secure enough assets for your optimal retirement lifestyle. After evaluating your current financial situation, we’ll identify the income sources and opportunities that are most advantageous for you as you prepare for your life past employment.

Our retirement planning services involve:

Reviewing
Your investment strategy and ensuring you’re investing your wealth in a way that best aligns with your objectives.

Optimizing
Your spending habits so you continuously make decisions that benefit your broader financial picture. 

Identifying
Potential income streams and ways you can continue to contribute to your nest egg while still securing the basic necessities.

Goal Planning and Monitoring

Life is full of priorities.

Whether it’s securing a comfortable retirement, paying for a child’s education, or purchasing a second home, we all have competing short- and long-term goals that require a personalized plan to be successful. With sound planning, we can all get a little more out of life – spending more time focused on what’s important to us and less time worrying about finances.

Our mission is to make financial planning an easy, informative and engaging process for clients. With innovative and collaborative planning tools, we can help you create a realistic plan designed to meet your goals. Once we have a base line plan, we’ll thoroughly test the plan and gauge the probability it will be successful, discuss priorities and look at trade-offs that can be made to attempt to improve your odds.



Get Retirement Ready

Get in touch

LEARN HOW
WE CAN HELP.

While every conversation is different, you should expect to cover some general information and get a sense of what it’s like to collaborate with us.

To help prepare for this meeting, you should have a basic idea of your current financial picture and financial goals. How are things now? Do you have any concerns? What do you hope to accomplish in the next few years and longer term?

Pre-Meeting Checklist

What Keeps You Up At Night?

LOCATION 

3340 Northdale Blvd NW #110, Coon Rapids, MN 55448 

OFFICE HOURS 

Monday - Friday  8:00 AM - 5:00 PM  

CONTACT 

kirsten.anderson@raymondjames.com
Office: (763) - 432 - 2061     Toll Free: (800) - 276 - 6087     Fax: (763) - 210 - 5277


Check the background of this firm/advisor on FINRA’s BrokerCheck.